October is here, bringing festive vibes and #NationalRetirementSecurityMonth—our favorite time to spotlight the importance of saving for retirement. Grab your pumpkin beer or latte and dive in as we explore RetirePath Virginia’s 4 E’s, fresh state metrics, updates from key states, a unique take on nesting shorebirds and retirement innovation, Maui-inspired wisdom, Hot Sauce, and Pix of the Week. Let’s go!

We talk with John Scott of the Pew Charitable Trusts’ Retirement Savings Project about studying and eliminating barriers to saving, Auto IRAs, MEPs and PEPs, the Saver’s Credit, and much more.