ALL POSTS
As we wrap up Hanukkah and race toward Christmas Eve and the New Year, it’s the perfect time for a quick break. Grab a cocoa-coffee and catch up on the latest in retirement security: Starter K insights from Guideline’s Jeff Rosenberger and Jeremy Caballero, fresh state metrics 🥁, updates from Delaware, Maine, and Virginia, a glimpse into 2024 with RSM, a dash of Hot Sauce, and, of course, PIX! Let’s dive in.
There’s always something new in the retirement space – which for us lives at the fascinating intersection of tax law, legislation, technology, and innovative thinking. We’re excited to be here today with both the Cofounder and Chief Product Officers and the Chief Operating Officer for Guideline – Jeremy ‘Call me Cabs’ Caballero and Jeff Rosenberger talking about what’s new in fintech – and how they view the emerging Starter 401(k) space.
We collect public data from the implementing Auto IRA states to provide a current and emerging view of aggregated program metrics. Check out the latest figures here!
As autumn turns to winter, it’s the perfect time to pause, grab a warm drink, and settle in for fresh insights and updates. This week, we’re exploring Colorado Secure Savings with Young and Railey, sharing state metrics and updates from across the country, diving into the impact of Auto IRAs, and wrapping up with some seasonal fun in our Pix of the Week. Get cozy and enjoy!
What’s one year old and has 40,000 new savers? You guessed it – it’s Colorado’s Secure Choice retirement savings program. We caught up with Treasurer Dave Young and Executive Director Hunter Railey to get the latest news from the Rocky Mountain State. Keen observations, innovation, and some sage advice ahead. Read on!
Happy November! With rain falling here and snow beginning to blanket the higher elevations, it’s the perfect time to cozy up with a warm drink and dive into some fresh insights and inspiring updates. This week, we’re exploring developments in Delaware, the latest state Auto IRA metrics from September, key updates from Connecticut, Maine, New Jersey, and Nevada, and a roundup of must-reads in Hot Sauce, Cool Stuff. Plus, don’t miss our Pix of the Week to wrap it all up. Let’s get started!
This week, we are delighted to have conversations with Colleen Davis, the State Treasurer of Delaware, and Ted Griffith, the Program Director of Delaware EARNS. This dynamic duo are bringing to life the nation’s next Auto IRA program and the first such retirement security opportunity for the great state of Delaware. We can’t wait to see the unique thinking they bring to the space. Cool news ahead.
As the Northern Hemisphere prepares for winter’s arrival, we’re bringing you exciting updates to dive into this October. Cozy up with a blanket and a warm cup of cocoa as we explore the latest in retirement security, including a closer look at the Retirement Savings Report Card, fresh September data on State Auto IRA metrics, key updates from Vermont, and a roundup of this week’s must-reads in Hot Sauce, Cool Stuff. Don’t miss our Pix of the Week to top it all off!
We’re a fan of good news around here. We love celebrating! But when Mercer gives the US retirement savings system a “C” on the global scale we have to admit we feel a bit meh.
It’s one thing to be beaten by the Netherlands and Australia. Things start to hurt a bit when you’re beaten out of the top 20 by Canada … and even Kazakhstan.
So, what have the Kazakhs and the Canucks got right that we don’t? Let’s take a closer look.
October is here, bringing festive vibes and #NationalRetirementSecurityMonth—our favorite time to spotlight the importance of saving for retirement. Grab your pumpkin beer or latte and dive in as we explore RetirePath Virginia’s 4 E’s, fresh state metrics, updates from key states, a unique take on nesting shorebirds and retirement innovation, Maui-inspired wisdom, Hot Sauce, and Pix of the Week. Let’s go!
With a civilian labor force of 4.5 million, Virginia leaders had a lot to think about when they realized a good chunk of those folks didn’t have workplace access to retirement savings. That’s all changing. We talk today with program director Peter Thompson about the present, the future, and what he’s seeing in this new space.
As September wraps up, take a moment to recharge! Grab a drink and dive into insights on stronger teams driving retirement success, fresh state metrics, updates from Connecticut, Delaware, Maine, and Maryland, and the link between financial experience and competence. Don’t miss Hot Sauce, cool finds, and Pix of the Week as we go west. Let’s go!
It’s not often that we dedicate ourselves to the topic of investment results and all the activity that goes into them. It’s true: small improvements in investment results over a long period of time makes for big impact.
At 5%, $100 a month deposited faithfully over 40 years can grow to over $153,000. (We’re using a simple calculator from Nerdwallet. Do try this at home).
Here’s something we think: it’s hard to have very good financial literacy without some financial experience.
Until you have a financial account, the financial system will probably be a mystery to you
Until you have investments, they are probably going to be quite mysterious too
September is here, and RSM is back on its bi-weekly schedule! Get ready for fall with insights on prepping for 2024, fresh state metrics nearing the $1 billion milestone, key state updates, best practices, Hot Sauce, cool finds, and a standout Pic of the Week. Dive in!
We gave you a lot to think about in our last edition – with focus areas ranging across the spaces of legislative advocacy, financial expertise, and tech innovation. And we promised you a little bit more.
With the nip of fall in the air, we are looking forward. It’s conference season, so we’ll see you out and about. And as you are sharing social moments with colleagues, thinking creatively about the future, we’ve got you covered.
Feeling the heat? So are we! It’s the perfect time to take a breather. Find your favorite cool spot—whether it’s by the fan, the AC, or that chilly corner in the office—and join us as we dive into the latest in retirement security. This week, we’re sharing three ways to make 2024 awesome, fresh state metrics, updates from California, Connecticut, Hawaii, Oregon, and Maine, best practices to ease workplace angst, Hot Sauce for the dog days of August 🐕, and, of course, Pix of the Week. Let’s cool down and get started!
People care about their retirement. (When) (will) what’s happening in France migrate to the US?
You could argue we are seeing a bit of it right now. Labor is tight. For a range of reasons employers, especially those whose jobs rank at the lower end of the income spectrum, can’t find enough qualified workers to hire at prevailing wages and with prevailing benefits.
Have we been taking it easy this summer, enjoying the lazy days of sunshine and vines? Yes, we have. It’s the legislative off season for many in the state and federal systems, and a time of project management and breath-catching for those working in the private sector and policy space.
And it’s also a good time to turn our attention to 2024. Yes, 2024. If you want to think about the future in a relaxed way, it needs to be in the future.
We love summer! As the days grow more casual, we hope you're finding time to soak up the sun (or avoid it, if you’re in a heat dome) and enjoy this vibrant season. So, grab a lemonade or your iced coffee, sit back, and let us catch you up on the latest financially resilient retirement security news.
Good friends introduce you to good people. This week, we chat with Professor Keith Weigelt, thanks to an introduction from DCIIA’s Dominika Turkcan. Sometimes when you’re walking to work, you see something you can do something about. In this case, it involves money – and intergenerational wealth. Not all of us would start a financial empowerment program if we saw racial wealth inequality, but one man did. Here’s how it’s going.
In this edition, we dive into the latest innovations in retirement savings, including state retirement plan mandates and how they complement the private sector. Grab something cold and join us as we wrap up the spring conference season, celebrate OregonSaves crossing the $200 million milestone 🥂, share updates from key states, and explore how firms respond to state mandates with insights from new research. Plus, don’t miss Hot Sauce, cool finds, and Pix of the Week!
As the smell of freshly brewed coffee fills rooms and a chorus of chairs squeak and shuffle to find their places, discussions on retirement savings spring to life. Gathered in these rooms are a diverse set of minds - private sector innovators, state officials, Treasury officers, legislators, policy makers - each prepared to offer their piece to the puzzle that is the future of retirement security in the United States
June is here, and we’ve got fresh insights and future-forward updates for you! Explore blockchain and tokenization in retirement savings with CeFiWire’s Sean Hanna, new May state metrics (hello, Maryland$aves!), updates from key states, highlights from NAST TMTS Day 1, Hot Sauce with five must-see finds, and Pix of the Week featuring Dutch Bros, the Golden Gate, and a mystery hotel room. Grab an iced coffee and dive in!
We met Sean Hanna in a friend’s living room ahead of a wedding early in this millenium. Sean was and is the founding publisher of InvestmentWires – including 401kwire.com, mutualfundwire.com, and a new publication – CeFiWire.com – focused on institutional investors and Web3 tech.
June is here, and we’re celebrating inclusivity! From Pride Month to Juneteenth, grab your iced coffee and dive into how retirement savings can drive wealth creation for all. This week features state metrics, updates from key states, and insights on how generative AI (hello, Pat GPT!) is solving challenges in savings access and inclusion. Plus, Hot Sauce and PIX of the Week celebrating family. Let’s go!
As May wraps up, Auto IRA initiatives are in high gear, racing against the end of the 2023 legislative session. Grab a refreshing drink and catch up on the latest: Minnesota, Missouri, and Vermont making strides in retirement savings, state metrics with over 50,000 employers facilitating, key updates from Delaware, Hawaii, Illinois, New Jersey, and Oregon, plus trends shaping the big picture. Don’t miss Hot Sauce, cool finds, and Pix of the Week! Let’s dive in!
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Happy New Year 2024, Friends! It’s with much anticipation that we have rounded the corner into this next set of months.
We joke that producing RSM is like writing the newsletter version of War and Peace every two weeks. That said, we are shifting into a new gear. Think of it as beach-bike gear. Hop on – here we go. ♥️