Can you feel it? A slight change in the air. A crispness that you don’t remember being there last week. It’s true! Autumn is coming in two days and we’re ending the month with plenty-o-updates. So grab a milkshake (we take ours malted) and settle in:

• Research docket and wealth gap surprises with Morningstar’s Aron Szapiro

• State Auto IRA metrics – 36,000 new funded accounts in one month

• A closer look at … Maine, Maryland, New Jersey, New Mexico, and New York

• Can friction benefit retirement savers? Yes! Behavioral scientist Lindsay Juarez explains

• Hot Sauce! Fresh research and some brain expanders

• And, Pix of the week

We talk with NEST's Will Sandbrook about universal workplace savings, emergency savings and the progress of NEST in the UK. We share States' legislative updates: Colorado, Missouri, New York, South Carolina, Tennessee, and Wisconsin. And check out program states rollout updates for CalSavers, Connecticut, Illinois, Maryland, New Jersey, and Vermont.

Would CITs make your retirement savings program leaner and less expensive – while preserving the integrity of your investment strategy and providing a high quality experience for your savers? We chat with Aron Szapiro of Morningstar about CITs, ESG, MEPs and PEPs.