In this wide-ranging conversation, Angela Antonelli, Research Professor and Executive Director of the Georgetown University Center for Retirement Initiatives at the McCourt School of Public Policy., reflects on the rapid expansion of state Auto IRA programs, shares why small businesses remain both the greatest challenge and greatest opportunity, and explains how tools like alternative assets and the Saver’s Match could reshape retirement outcomes for millions. She also looks ahead to what’s next for CRI’s research and the future of retirement innovation.

David Teykaerts, Executive Director of CalSavers, sat down with us to share what’s happening in the country’s largest Auto IRA program. We talked program growth, lessons from employer engagement, how CalSavers positions itself in California, and what’s top of mind in 2025. The big takeaway: implementation matters, and scale brings both opportunity and responsibility.

As autumn turns to winter, it’s the perfect time to pause, grab a warm drink, and settle in for fresh insights and updates. This week, we’re exploring Colorado Secure Savings with Young and Railey, sharing state metrics and updates from across the country, diving into the impact of Auto IRAs, and wrapping up with some seasonal fun in our Pix of the Week. Get cozy and enjoy!