Happy November! If that sounds like the year is moving to a close quickly, we agree. Small solace: embrace the “yum!”. You might have a favorite food-related holiday this month. We're going with #10, National Vanilla Cupcake Day. But we digress. Grab that cupcake and catch up on the latest in retirement innovation:

• Natalie Braswell and Jessica Muirhead on MyCTSavings – access, equity, and early results

• *Fresh* State Auto IRA metrics

• Key updates from Connecticut, Illinois, New Mexico, New York State, Virginia and a Global update with cross-border application

• *New* savings training programs broadly available with NAST’s Kari Arfstrom

• Intriguing shorts in Hot Sauce, Cool Stuff -- Don't save yet?

• This week's PIX! - from the Chesapeake Bay to a living room in Oregon

We talk with NEST's Will Sandbrook about universal workplace savings, emergency savings and the progress of NEST in the UK. We share States' legislative updates: Colorado, Missouri, New York, South Carolina, Tennessee, and Wisconsin. And check out program states rollout updates for CalSavers, Connecticut, Illinois, Maryland, New Jersey, and Vermont.