Happy Late January! The year’s off to a fast start, and there’s plenty happening in retirement savings. Warm up with a hot drink (Jan. 31 is National Hot Chocolate Day!) and dive into Illinois Secure Choice at five, updates from California, Connecticut, and Maine, a hot take on SECURE 2.0’s Saver’s Match, Hot Sauce, and Pix of the Week. Enjoy!

As nature gets ready for its last hurrah before winter sets in here in the Northern Hemisphere, we have a bit of news to share. So, pull up a cushion and a blanket, grab a hot cocoa, and enjoy some perspectives, from a warmer place:

• What the Smallest Employers Want - with Gusto's Steve Abbott

• State Auto IRA metrics

• Key updates from California, Colorado, New Mexico and Maine

• News! - a shift is coming at Massena Associates, and we are excited to share!

• Hot Sauce, Cool Stuff: this week's must reads

• Pix of the week – retirement security ruminations from the land of George Washington, in excellent company.