October is here, bringing festive vibes and #NationalRetirementSecurityMonth—our favorite time to spotlight the importance of saving for retirement. Grab your pumpkin beer or latte and dive in as we explore RetirePath Virginia’s 4 E’s, fresh state metrics, updates from key states, a unique take on nesting shorebirds and retirement innovation, Maui-inspired wisdom, Hot Sauce, and Pix of the Week. Let’s go!

Hello Friends! It is Black History Month in the US ♥️. To us, this month is incredibly important. Every year we find the dialogue about our shared history is getting richer. Are there plenty of concerns? Yes, there are. Opportunities to act? Yes, there are. And in the current focus our personal understanding of the ongoing contributions to all that we are together increases, and the world – at least the one close to us – gets better and becomes fuller. #thankyou

We love October. Not just because we get to over-decorate our houses and buy way too much candy without judgment, but also because here in the U.S. we promote #National RetirementSecurityMonth. It is a time to raise public awareness about the importance of saving for retirement. So join the hashtag, grab your favorite pumpkin spice drink and settle in for some retirement savings updates:

• 6 facts you need to know about inequality with Boston College’s Geoffrey Sanzenbacher

• Frrreshhh State Auto IRA metrics

• A closer look at … California, Colorado, Connecticut, Delaware, Maryland, and New York State

• Things we never thought we would see, but possibly the best practice in this space

• Hot Sauce, Cool Stuff: Must knows

• Pix of the week – Willow playing a vital role in nurturing productivity and creativity. Who is Willow, you may ask?