Happy Late January, friends! Is it just us or is the year already speeding by? There's a lot going on in the world of retirement savings innovations. Warm yourself up with a steaming cup of something (did you know Jan. 31 marks National Hot Chocolate Day?) and read on:

• Treasurer Michael Frerichs on Illinois Secure Choice at Five – Wow!

• Key updates from California, Connecticut, and Maine

• Our first Correction (certainly not our first mistake though)

• A hot take on SECURE 2.0 - key features of the Saver’s Match

• Hot Sauce and Cool Stuff – Always an audience favorite!

• Swearings-in and more in Pix of the week

• A commercial moment – what! Yes.

• Five things we just heard in rooms we were in last week

• Frrresshhhh state metrics

• Updates from Colorado, Connecticut, Illinois, Massachusetts, New Jersey, New Mexico, and Hawaii

• Scott Morrison on Wide Open Futures

• What do fintech experts think about Auto IRAs and market-serving innovations: Aaron Schumm from Vestwell gets candid

• The freshest state stats – is it true that assets are up 7.5x in about two years?

• Updates from California, Colorado, Illinois, Maryland, New Jersey, New Mexico, Oregon, Virginia, Hawaii, and Pennsylvania

• Employer buy-in … how much does it matter? Expert Joel Metlen weighs in.