Happy Late January! The year’s off to a fast start, and there’s plenty happening in retirement savings. Warm up with a hot drink (Jan. 31 is National Hot Chocolate Day!) and dive into Illinois Secure Choice at five, updates from California, Connecticut, and Maine, a hot take on SECURE 2.0’s Saver’s Match, Hot Sauce, and Pix of the Week. Enjoy!

• A commercial moment – what! Yes.

• Five things we just heard in rooms we were in last week

• Frrresshhhh state metrics

• Updates from Colorado, Connecticut, Illinois, Massachusetts, New Jersey, New Mexico, and Hawaii

• Scott Morrison on Wide Open Futures

• What do fintech experts think about Auto IRAs and market-serving innovations: Aaron Schumm from Vestwell gets candid

• The freshest state stats – is it true that assets are up 7.5x in about two years?

• Updates from California, Colorado, Illinois, Maryland, New Jersey, New Mexico, Oregon, Virginia, Hawaii, and Pennsylvania

• Employer buy-in … how much does it matter? Expert Joel Metlen weighs in.