Happy November! If that sounds like the year is moving to a close quickly, we agree. Small solace: embrace the “yum!”. You might have a favorite food-related holiday this month. We're going with #10, National Vanilla Cupcake Day. But we digress. Grab that cupcake and catch up on the latest in retirement innovation:

• Natalie Braswell and Jessica Muirhead on MyCTSavings – access, equity, and early results

• *Fresh* State Auto IRA metrics

• Key updates from Connecticut, Illinois, New Mexico, New York State, Virginia and a Global update with cross-border application

• *New* savings training programs broadly available with NAST’s Kari Arfstrom

• Intriguing shorts in Hot Sauce, Cool Stuff -- Don't save yet?

• This week's PIX! - from the Chesapeake Bay to a living room in Oregon

We’re excited to talk with our friend Will Sandbrook for several reasons. One, he’s been with Nest Corporation (UK) since it started. Ten years on, we want to know what he sees. Two, Will is Managing Director of Nest Insight, Nest’s in-house research and thought leadership unit focused on delivering cutting-edge research into how to improve retirement outcomes for the ‘DC generation.’ We always want to know what’s fresh news where he is. Among other initiatives, we touch on new results from the emergency savings space. Almost everything that’s going on in the UK is, or will soon be, very relevant to us in the US.