This week we have the pleasure of chatting with David Derryck, serial entrepreneur. We met David in his role as Chief Impact Officer at SaverLife.org, a non-profit fintech that employs gamification and behavioral science to build savings habits for low to moderate income individuals. Most recently, David launched BuyBlack.org to drive traffic and revenue to Black-owned businesses using web3 tools. Today we talk about both.

Happy Late January, friends! Is it just us or is the year already speeding by? There's a lot going on in the world of retirement savings innovations. Warm yourself up with a steaming cup of something (did you know Jan. 31 marks National Hot Chocolate Day?) and read on:

• Treasurer Michael Frerichs on Illinois Secure Choice at Five – Wow!

• Key updates from California, Connecticut, and Maine

• Our first Correction (certainly not our first mistake though)

• A hot take on SECURE 2.0 - key features of the Saver’s Match

• Hot Sauce and Cool Stuff – Always an audience favorite!

• Swearings-in and more in Pix of the week