This week we have the pleasure of chatting with David Derryck, serial entrepreneur. We met David in his role as Chief Impact Officer at SaverLife.org, a non-profit fintech that employs gamification and behavioral science to build savings habits for low to moderate income individuals. Most recently, David launched BuyBlack.org to drive traffic and revenue to Black-owned businesses using web3 tools. Today we talk about both.

Happy Late January! The year’s off to a fast start, and there’s plenty happening in retirement savings. Warm up with a hot drink (Jan. 31 is National Hot Chocolate Day!) and dive into Illinois Secure Choice at five, updates from California, Connecticut, and Maine, a hot take on SECURE 2.0’s Saver’s Match, Hot Sauce, and Pix of the Week. Enjoy!