Defaults and Anchors are powerful because they operate on three behavioral principles. They make choices easy. They provide an implicit endorsement. And they endow users with a status quo that they have to actively choose to change. How can you use defaults and anchors to give your users a big nudge toward better outcomes? With Perry Wright of Duke University.

Defaults and Anchors are powerful because they operate on three behavioral principles. They make choices easy. They provide an implicit endorsement. And they endow users with a status quo that they have to actively choose to change. How can you use defaults and anchors to give your users a big nudge toward better outcomes? With Perry Wright of Duke University.

The length of time it takes for a state-facilitated retirement savings program (SFRP) to become self-sustaining depends largely on how quickly the number of participants and the total dollars saved grow. Program growth is influenced by several key variables. Making accurate projections requires making assumptions that reflect the unique nature of each state and program.