Amidst aflurry of legislative activity and the milesones reached by existing state-facilitated retirement savigns programs, here is the Grant’s Go-To’s list of top 5 stories from 2021.

One of the key decisions in the development of a state-facilitated retirement savings program is whether to require employers to participate if they don’t already have some type of qualifying plan available for their employees. Making a program voluntary for employers can look like the easier path to legislative success. On the other hand, employer-voluntary approaches have so far shown limited uptake and use.