Since the beginning of 2021, I’ve noticed an uptick in media stories and marketing that highlight alternatives to State-Facilitated Retirement Savings Programs (SFRPs) such as CalSavers, Illinois Secure Choice and OregonSaves. One company in California, for example, describes its Pooled Employer Plan (PEP) 401(k)s as more suitable for highly compensated employees because unlike IRAs, 401(k)s allow for employer contributions and have higher annual employee contribution limits.

We talk with J. Spencer Williams, Founder and CEO of Retirement Clearinghouse about autoportability of retirement assets - the idea that assets would move with the employee from job to job - as promised in ERISA back in 1974. The promise is coming closer to becoming a reality. We talk about where, when, and how. Hint: near you, soon, and the design has elegance. Part Two.

We talk with J. Spencer Williams, Founder and CEO of Retirement Clearinghouse about autoportability of retirement assets - the idea that assets would move with the employee from job to job - as promised in ERISA back in 1974. The promise is coming closer to becoming a reality. We talk about where, when, and how. Hint: near you, soon, and the design has elegance.