Public policy tends to hyper focus on specific areas of people’s lives - whether health, economic stability, housing, etc. - as if each aspect of our lives exists in a vacuum separate from everything else. People need a lot of different needs met all at the same time in order for them to succeed and thrive. Public policy is starting to recognize the importance of those interdependencies and how they collectively contribute to people’s well-being, and that creates new opportunities for partnership and collaboration across public and private sectors.

If your world is Latinx workforce development, the retirement security of the communities you work with is probably just a glimmer on the radar of all the efforts you must juggle every day. And so the workforce community provides a good gauge by which to measure how effective communication about retirement security and savings opportunities has been. Join us, UnidosUS, and the Hon. Kathleen Kennedy Townsend in Puerto Rico for these highlights.

Happy November! If that sounds like the year is moving to a close quickly, we agree. Small solace: embrace the “yum!”. You might have a favorite food-related holiday this month. We're going with #10, National Vanilla Cupcake Day. But we digress. Grab that cupcake and catch up on the latest in retirement innovation:

• Natalie Braswell and Jessica Muirhead on MyCTSavings – access, equity, and early results

• *Fresh* State Auto IRA metrics

• Key updates from Connecticut, Illinois, New Mexico, New York State, Virginia and a Global update with cross-border application

• *New* savings training programs broadly available with NAST’s Kari Arfstrom

• Intriguing shorts in Hot Sauce, Cool Stuff -- Don't save yet?

• This week's PIX! - from the Chesapeake Bay to a living room in Oregon