Defaults and Anchors are powerful because they operate on three behavioral principles. They make choices easy. They provide an implicit endorsement. And they endow users with a status quo that they have to actively choose to change. How can you use defaults and anchors to give your users a big nudge toward better outcomes? With Perry Wright of Duke University.

It is the dog days of August. Just for you, at the end of this edition, we’re going on a road trip together. And for now, snag yourself something icy and a comfortable chair, possibly in front of a fan. It’s time to catch up on the world of retirement savings innovation:

• Is retirement savings the ultimate ledger for personal financial wellness? This and four more hot topics from Aspen’s Ida Rademacher and Karen Andres

• We are BLOWING UP the state metrics this edition, check it out

• Updates from California, Colorado, Connecticut, and New Jersey

• Anchors Away! Duke’s Perry Wright on these, and defaults

• Hot Sauce! Cool stuff just for you

• Whew! Pix of the week, possibly from your state …

Defaults and Anchors are powerful because they operate on three behavioral principles. They make choices easy. They provide an implicit endorsement. And they endow users with a status quo that they have to actively choose to change. How can you use defaults and anchors to give your users a big nudge toward better outcomes? With Perry Wright of Duke University.